How to Check Functionality of a Payment Gateway?

Payment gateway facilitates an online platform to pay money from one account to other with safety. High risk business owners like Tech Support and Ecommerce use payment gateways service to invite high volume trades at low cost. But if a merchant is operating with incapable payment gateway service, the business deals would never become profitable.
Payment gateways are especially developed to accept money through online in various currencies. Such online platform is exclusively designed for high risk merchants. And if you are looking for right payment gateway for technical support the testing is important to ensure the functionally. And here below find How to test payment gateway functionality.
Core Functionality Testing
The most important factor of a payment gateway is its functionality that includes its main functions, correct order acceptance, the accuracy of calculations and payment options etc. If a payment gateway not able to perform these basic functions, it’s useless, especially for high risk merchants dealing with risky transactions every moment with higher chances of chargebacks.       
Multiple Card Integration
A payment gateway should be securely integrated with credit-card service, which is another important factor of an online payment service. As without credit-card, it would be not possible to cover a wide category of people who perform online transactions through credit card. This testing is called card payment system in-hand that can generate bills in right amount.     
Performance Testing
Performance of a payment gateway for tech support considered in terms of highest number of users hitting the website and using the payment gateway service at a time or highest number of concurrent users coming through gateway on particular day. If a payment gateway not supports large number of user, it can affect the volume of whole transactions.
Security Testing
If business deals done with financial transaction, then security is very important to ensure the safety payment transaction. Every online payment through payment gateway should be well-protected by fraud risk security features. A payment gateway backed with safe online transaction helps to minimize the chargebacks and maximize the volume of transactions.     
All these testing parameters help to test a payment gateway service and its functionality. If a payment gateway fails to work with these basic functions or performance, it would be not suitable for high risk trades through online transaction. Thus, an efficient payment gateway is very important to maximize the revenue and minimize lossmaking transactions.

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